Health Insurance Plans
Kaiser Permanente of California
Kaiser Permanente of California is an integrated managed care organization that has been providing quality medical care for over 60 years. In the California Healthcare Quality Report Card of 2009, Kaiser Permanente northern and southern California regions were awarded 4 out of 4 possible stars in meeting national standards of care. It goes without saying, if you live in the golden state and are considering an HMO for your health insurance coverage, Kaiser is among one of the best health plans available to you.
About Kaiser
Kaiser offers high quality affordable health plans but works differently then your standard individual plan. Kaiser, traditional HMO requires choosing a primary care physician who will direct your care & refer you to specialists when needed.
With a strong emphasis on preventative care, Kaiser aims to prevent illness with regular check ups to reduce cost of future out of pocket expense; Doctors are also paid on salary instead of per-procedure. A major focus is to minimize the time patients spend in high-cost hospitals by emphasizing preventive care. There is no lifetime maximum with Kaiser HMO, and they do not exclude pre-existing conditions, however their individual underwriting guidelines can be strict. Please consult a JC Lewis licensed agent to verify eligibility.
