Family Owned Health Insurance Services Helping California Residents for over 30 Years

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Health insurance overview - Questions to consider before you buy

Health insurance is a contract between you and a health insurance company to protect you and your family from out of pocket expenses should you become sick or injured. Most California health insurance companies offer a variety of plans that will cover catastrophic health expenses, prescription drugs, doctors visits, hospitalization, etc.. The question is what's the best plan for you?

Here are a few things to consider before choosing a health plan:

  • How often do I go to the doctor?
  • Do I take prescription medications?
  • Do I have any health issues that may complicate my ability to get coverage?
  • Can I get by with catastrophic only insurance?
  • How much of a monthly premium can I afford?

To learn more about the various types of coverage please click "choose the right plan" on the left menu tab.