Group Insurance Plans
California Group Health Insurance
Making group health insurance available to employees, benefits both you and your employees. As an employer, you benefit because you are able to attract and keep valued employees while providing much needed protection. Employees benefit because you have made affordable group health protection available at a reasonable cost. And remember, any portion of the cost paid by the employer is deductible as a business expense.
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California group health insurance is an insurance that covers a group of people, usually who are the members of societies, employees of a common employer, or professionals in a common group. As you may have heard, California group health insurance is generally the least expensive way to obtain coverage. Most Californians get their health coverage through their employers or are covered through their spouse or parents’ insurance from work. By offering group insurance to your employees you are creating an environment where your employees can obtain preventative medical care, which decreases the time they spend away from work.
Employers are required to make a contribution to their employees’ monthly premiums. Generally employers are required to contribute a minimum of 50% of the California Group insurance employee premium or $100, whichever is less. The employer is not required to contribute to dependant premiums. The amount remaining after the employer’s contribution is the employee’s responsibility.
Group insurance may or may not be converted to individual coverage. If you are unclear on which options would be best you can reach one of our licensed California group health insurance agents ready to answer your questions. Quoting a group insurance plan is easy and free of charge with JC Lewis Insurance Services. All the forms and information that you need to successfully get you and your employees insured is just a click away.