Choosing the right group health care program

Making an informed decision now will save you headaches down the road!

We will help you make an informed decision regarding the best program and options for you, your employees, your budget….and of course, your health!

Here are just a few of the painful realizations from clients who made some wrong choices:

• The provider network was too limited and geographically scattered

• I didn’t realize the tax implications for me and my employees of simply giving them a fixed monthly stipend toward their health insurance. It cost us both unnecessarily!

• I didn’t realize I could allow employees to choose from multiple plans and options while still limiting my cost. One size doesn’t fit all!

• I didn’t understand that a tax credit was much more valued than a tax deduction!

• I improperly calculated potential Small Business Tax Credits and/or Advanced Premium Tax Credits (APTC).