California Medicare Advantage Insurance (Medicare Part C) is a health plan providing benefits covered under Medicare A & B with some Part C plans providing additional benefits (hearing, vision, dental). You’re eligible to join if you have Medicare Parts A and B. Medicare Part C is not a Medicare Supplement program. It may offer extra coverage for hearing, vision, dental, and/or wellness programs. Most Medicare Part C plans will offer Medicare Prescription Drug coverage (Part D) in addition to other benefits. The different types of Medicare Part C plans include HMO, PPO, PFFS (private fee-for-service), and special needs plans (SNP).
You can join a California Medicare Advantage Insurance plan during your initial election period (three months prior to the month you turn 65, the month you turn 65, and three months after the month you turn 65). If you miss the initial election period you may also enroll if you’re disabled, or apply during one of the annual enrollment periods. The annual election period begins October 15th and ends on December 7th. During this time you can enroll in Medicare Part C, change from one Part C plan to the other, or drop your part C and go back to original Medicare. You may also be able to enroll during special enrollment periods. Call JC Lewis Insurance Services at 866-745-9555 to find out which plan may be good for you and the materials you need to get enrolled.