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	<title>J. C. Lewis California Health Insurance Blog</title>
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	<link>http://www.jclis.com/blog</link>
	<description>A great source for any Californian that would like to research their health insurance options!</description>
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		<title>Healthcare Reform &#8211; A Summary</title>
		<link>http://www.jclis.com/blog/2010/in-the-news/healthcare-reform-a-summary.html</link>
		<comments>http://www.jclis.com/blog/2010/in-the-news/healthcare-reform-a-summary.html#comments</comments>
		<pubDate>Thu, 25 Mar 2010 18:30:01 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[healthcare reform summary]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=482</guid>
		<description><![CDATA[As your benefits advisor, I would like to take this opportunity to provide you a summary of the key components of the health care reform legislation and how it may impact you and your business. I expect that given the number of years that it will take to fully rollout these reforms, there will continue [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anthem Blue Cross of California raises premium up to 39%</title>
		<link>http://www.jclis.com/blog/2010/in-the-news/anthem-blue-cross-raises-premiums.html</link>
		<comments>http://www.jclis.com/blog/2010/in-the-news/anthem-blue-cross-raises-premiums.html#comments</comments>
		<pubDate>Thu, 25 Mar 2010 16:59:09 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[anthem blue cross of california]]></category>
		<category><![CDATA[anthem blue cross premium increase]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=477</guid>
		<description><![CDATA[Earlier this year Anthem Blue Cross of California (owned by Wellpoint Inc.) announced that it would be raising its insurance premiums by up to 39% this year.  Is this increase justified, or are they just trying to increase premiums before the Federal government regulates premiums if the Healthcare reform bill passes? The facts don’t seem to [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2010/in-the-news/anthem-blue-cross-raises-premiums.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Choosing the right dental insurance in California</title>
		<link>http://www.jclis.com/blog/2010/dental/dental-insurance-california-2.html</link>
		<comments>http://www.jclis.com/blog/2010/dental/dental-insurance-california-2.html#comments</comments>
		<pubDate>Thu, 25 Mar 2010 16:25:53 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[Dental]]></category>
		<category><![CDATA[california dental insurance]]></category>
		<category><![CDATA[dental insurance california]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=471</guid>
		<description><![CDATA[When it comes to choosing the right dental insurance plan in California, there are quite a few things that need to be considered. For instance: Do you urgently require insurance benefits? Are you acquiring a plan mainly to keep up with your preventive care? Do you need an orthodontic treatment? Would you want to continue [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2010/dental/dental-insurance-california-2.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why America wasn’t ready for Obamacare</title>
		<link>http://www.jclis.com/blog/2010/in-the-news/america-not-ready-for-obamacare.html</link>
		<comments>http://www.jclis.com/blog/2010/in-the-news/america-not-ready-for-obamacare.html#comments</comments>
		<pubDate>Tue, 16 Feb 2010 18:26:36 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[healthcare industry]]></category>
		<category><![CDATA[healthcare reform]]></category>
		<category><![CDATA[healthcare reform bill]]></category>
		<category><![CDATA[Obama administration]]></category>
		<category><![CDATA[Obamacare]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=455</guid>
		<description><![CDATA[Healthcare reform was the major piece of legislation that President Obama tried to pass in the first year of his administration.  Obama campaigned for president on the promise that he would reform healthcare in America, and the American public agreed with him, that they wanted the healthcare system reformed.  Opinion polls taken in the fall [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California Uninsured Statistics</title>
		<link>http://www.jclis.com/blog/2010/in-the-news/california-uninsured-statistics.html</link>
		<comments>http://www.jclis.com/blog/2010/in-the-news/california-uninsured-statistics.html#comments</comments>
		<pubDate>Tue, 02 Feb 2010 18:41:00 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[California Health Care Almanac]]></category>
		<category><![CDATA[California’s uninsured rate]]></category>
		<category><![CDATA[public healthcare insurance]]></category>
		<category><![CDATA[uninsured Californian’s]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=451</guid>
		<description><![CDATA[The California Health Care Almanac recently released its annual report on the uninsured in the state.  The report has been released annually for over 20 years and over that period the percentage of Californian’s, who are not eligible for Medi-care, and are not covered by an employer’s healthcare insurance has risen by 9%.  The rate [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2010/in-the-news/california-uninsured-statistics.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How California Healthcare stacks up</title>
		<link>http://www.jclis.com/blog/2010/in-the-news/how-california-healthcare-stacks-up.html</link>
		<comments>http://www.jclis.com/blog/2010/in-the-news/how-california-healthcare-stacks-up.html#comments</comments>
		<pubDate>Wed, 27 Jan 2010 17:46:39 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[California healthcare comparison]]></category>
		<category><![CDATA[California healthcare foundation]]></category>
		<category><![CDATA[California healthcare studies]]></category>
		<category><![CDATA[healthcare resources]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=445</guid>
		<description><![CDATA[Over the past decade many governmental entities and private organizations have tried to quantify the quality of healthcare in America.  The bottom line is that there is wide variance in the quality and cost of healthcare through the United States.  It is hoped that by tracking the results of the various studies that are being [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Insurance, Health Care and Reform</title>
		<link>http://www.jclis.com/blog/2009/in-the-news/health-insurance-health-care-reform.html</link>
		<comments>http://www.jclis.com/blog/2009/in-the-news/health-insurance-health-care-reform.html#comments</comments>
		<pubDate>Tue, 08 Dec 2009 18:51:05 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=442</guid>
		<description><![CDATA[The current debate regarding health insurance and health care is really a discussion over two distinct issues. Health insurance is a risk management product sold by insurance companies, while health care involves medical services provided by hospitals and doctors. This distinction is very important when discussing the reforms proposed by lawmakers, and an examination of [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2009/in-the-news/health-insurance-health-care-reform.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Let’s consider some real Healthcare Reform</title>
		<link>http://www.jclis.com/blog/2009/in-the-news/real-health-insurance-reform.html</link>
		<comments>http://www.jclis.com/blog/2009/in-the-news/real-health-insurance-reform.html#comments</comments>
		<pubDate>Fri, 04 Dec 2009 06:21:17 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[government run healthcare plan]]></category>
		<category><![CDATA[health savings account]]></category>
		<category><![CDATA[healthcare reform]]></category>
		<category><![CDATA[HSA]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=438</guid>
		<description><![CDATA[There is plenty of discussion about healthcare reform throughout the country these days. The bills currently under discussion in Washington thee days are over 2000 pages of ‘reforms’. In reality, the main emphasis these ‘reforms’ is who will pay the bill. There are some true reforms around the edges of the bills, but very little [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2009/in-the-news/real-health-insurance-reform.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>A Brief Overview Of California Group Health Insurance</title>
		<link>http://www.jclis.com/blog/2009/uncategorized/group-medical-insurance-ca.html</link>
		<comments>http://www.jclis.com/blog/2009/uncategorized/group-medical-insurance-ca.html#comments</comments>
		<pubDate>Tue, 01 Dec 2009 23:23:57 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ca group health insurance]]></category>
		<category><![CDATA[california group health insurance]]></category>
		<category><![CDATA[group medical insurance in california]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=434</guid>
		<description><![CDATA[Many employers cringe at the thought of having to offer California group health insurance to their employees.  They feel as though the process is long, difficult, and overly expensive.  Employers want to provide good coverage, but they do not want to bankrupt their company while doing so.  On the flip side, many employees feel as [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2009/uncategorized/group-medical-insurance-ca.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Senate Healthcare Reform Bill &#8211; An Overview</title>
		<link>http://www.jclis.com/blog/2009/in-the-news/senate-healthcare-bill.html</link>
		<comments>http://www.jclis.com/blog/2009/in-the-news/senate-healthcare-bill.html#comments</comments>
		<pubDate>Fri, 27 Nov 2009 23:44:57 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[healthcare reform bill]]></category>
		<category><![CDATA[senate healthcare bill]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=429</guid>
		<description><![CDATA[Let the battle begin!! Late on Saturday night, November 21, 2009, the Senate voted to begin debate on a healthcare reform bill. On a strictly party line vote of 60-39 the Senate vote allowed the debate that could change the future of America. The bill is aimed at providing health insurance for the uninsured citizens [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2009/in-the-news/senate-healthcare-bill.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Offering California Group Health Insurance To Your Employees – Where to Start</title>
		<link>http://www.jclis.com/blog/2009/health/california-group-health-insurance.html</link>
		<comments>http://www.jclis.com/blog/2009/health/california-group-health-insurance.html#comments</comments>
		<pubDate>Thu, 19 Nov 2009 00:17:06 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[ca group medical insurance]]></category>
		<category><![CDATA[california group health insurance]]></category>
		<category><![CDATA[group medical insurance in california]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=417</guid>
		<description><![CDATA[The process of selecting California group health insurance coverage for your employees can be a very daunting task.  Insurance by nature tends to be very confusing, convoluted, and down right frustrating.  With today’s marketplace, and the present state of the economy, it has never been more important to offer proper benefits to both retain and [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2009/health/california-group-health-insurance.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Obama Health Care Reform- What is the Public Option?</title>
		<link>http://www.jclis.com/blog/2009/in-the-news/obamacare-the-public-option.html</link>
		<comments>http://www.jclis.com/blog/2009/in-the-news/obamacare-the-public-option.html#comments</comments>
		<pubDate>Tue, 17 Nov 2009 22:38:11 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[the public option]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=414</guid>
		<description><![CDATA[Many Americans are feeling a sense of hope now that health care reform is close to becoming a reality. While discussions continue at the federal level, many individuals are finding deciphering what the impact to their personal household will be. One of the most widely debated portions of the health care reform plan is the [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2009/in-the-news/obamacare-the-public-option.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Care Public Option- What’s In It For You?</title>
		<link>http://www.jclis.com/blog/2009/in-the-news/health-care-public-option.html</link>
		<comments>http://www.jclis.com/blog/2009/in-the-news/health-care-public-option.html#comments</comments>
		<pubDate>Mon, 16 Nov 2009 23:53:36 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=403</guid>
		<description><![CDATA[A great deal of debate currently surrounds the proposed Obama health care reform package. In particular, individuals are concerned/interested in the public option. What exactly is its purpose? If passed, how will the public option directly impact individuals? Here are a few of the intended consumer health protections included within the Obama plan: No discrimination [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2009/in-the-news/health-care-public-option.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Are you up to date with the Health Care Reform?</title>
		<link>http://www.jclis.com/blog/2009/in-the-news/health-care-reform.html</link>
		<comments>http://www.jclis.com/blog/2009/in-the-news/health-care-reform.html#comments</comments>
		<pubDate>Fri, 06 Nov 2009 18:29:47 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=383</guid>
		<description><![CDATA[As many of you are aware, the health care system in the United States is very close to being fundamentally transformed. Since the 2008 Presidential Election, President Obama, Congressional Democrats and Congressional Republicans have been working to pass a bill that will create a Public Insurance Option. This bill, if passed, will provide a Government [...]]]></description>
		<wfw:commentRss>http://www.jclis.com/blog/2009/in-the-news/health-care-reform.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Public Insurance Option Choices Being Developed</title>
		<link>http://www.jclis.com/blog/2009/in-the-news/public-insurance-option-being-developed.html</link>
		<comments>http://www.jclis.com/blog/2009/in-the-news/public-insurance-option-being-developed.html#comments</comments>
		<pubDate>Wed, 28 Oct 2009 20:21:42 +0000</pubDate>
		<dc:creator>jeremy</dc:creator>
				<category><![CDATA[In the News]]></category>

		<guid isPermaLink="false">http://www.jclis.com/blog/?p=379</guid>
		<description><![CDATA[One of the most discussed portions of the Obama health care reform plan is the public option. While the health care reform act is still being considered and changed, there are currently 5 public options which are front-runners. There are currently 5 different public option choices being considered by the House and Senate. The House [...]]]></description>
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		<slash:comments>0</slash:comments>
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