Time to review your Medicare prescription drug plan!
It’s a great time of year to begin thinking about a review of your Medicare Part D coverage. Plan availability, cost of coverage and medications can change from one year to the next…so it’s prudent to review your personal needs at least annually to make certain that last year’s plan is best for this year’s needs.
The annual Medicare Prescription Drug open enrollment period will soon be upon us and presents the only opportunity for one to change their plan for the upcoming year. As a matter of fact the Medicare website and your 2009, “Medicare & You” handbook suggest that you prepare and compare your plans in October, change plans (if necessary)between November 15th and December 31st and begin your new coverage (If you’ve made a change on January 1st).
Presently there are 56 Medicare Part D plans in California. Almost certainly…the 2009 plans will cost more, have higher co-pays or cause you to have additional out-of-pocket expense. However, sometimes you get lucky and discover a better situation…(personal example) in 2007 my mother was taking 2 brand and 6 generic.
So, I researched her new meds on the Medicare website and discovered a new plan more suitable (covered all her generic meds at a$0 co-pay), but also a lot less in premium ($22/mth).
To be certain you continue to get the most for your Medicare part D insurance dollar, I recommend you complete our prescription worksheet, send by email, fax or mail and allow us to review your needs. Shortly thereafter we’ll tell you you’re good as is or suggest alternatives more suitable to your current situations.
