Tonik Health Plans from Anthem Blue Cross
Do you have an active lifestyle? Would you like coverage effective tomorrow? Would you like preventive dental and vision insurance included in your health plan?
If you answered yes to the questions above, then you are definitely an ideal candidate for the Anthem Blue Cross Tonik Plans. Tonik is especially designed for young people who live an active lifestyle and want great catastrophic coverage. With 3 different Tonik Plans to choose from, choosing the right plan for you is made easy!
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Calculated Risk Taker aka $1500
This health plan would be an ideal choice for someone who has extreme hobbies such as snowboarding, rock climbing or sky diving. You may be a professional at your trade but face it, accidents do happen and you are at greater risk of having one if you live life on the edge. The Calculated Risk Taker limits your out-of-pocket expense to $1500 per year. This means once you satisfy your deductible of $1500 you are covered at 100% for the rest of the year! You have unlimited co-pays offered at $40 every time you see a doctor making this plan the ideal choice for the individual that sees a physician frequently.
Part-time Daredevil aka $3000
If you’re into skateboarding and biking every weekend, or love playing a game of tackle football when you get the chance, this may be the plan for you. You pay $30 per doctor’s visit, which is limited to four visits per year. After you have fully paid the deductible of $3000, you are covered at 100% for the rest of the year including doctor’s office visits! If you don’t see a doctor for routine check ups very often then you should consider the Part-Time Daredevil option, there is no use in paying a higher monthly premium for unlimited office visit co-pays if you aren’t going to use them.
Thrill-Seeker aka $5000
This plan brings with it a more attractive monthly premium and may work well for the individual who enjoys lower risk activities such as hiking and camping. While the Thrill-Seeker would still work for extreme adrenaline junkie it makes more sense for the individuals who aren’t as apt to have an accident. If you are on a tight budget, remember, it would be better to choose this plan than have no coverage at all, this plan can still limit your out-of-pocket expense to just $5000 per year. Would you rather pay $5000 or $250,000 for a catastrophic emergency? Case settled. You will only pay $20 for doctor’s visit (limited to 4 visits) until you fully pay your deductible of $5000. After that, you can waltz in anytime at a doctor’s office without paying anything. Like the two preceding plans, emergency room services, professional services, and overnight hospital stays will cost nothing once the deductible has been paid along with the services of physical therapists and chiropractors provided you use an Anthem Blue Cross in network provider.
It is important to remember, only generic drugs are covered at a $15 co-pay (for 30 day supply) and $30 co-pay (for 60 day supply). If you require brand name prescription drug coverage then the Tonik Health Plans may not be the best option for you. Of course, we here at J.C. Lewis Insurance Services are always here if you need assistance in finding the right plan. Our services are at no extra cost to you!
All plans the plans include FREE preventive and diagnostic dental care services such as teeth cleaning and dental x-rays. Maximum dental benefit is $500 per year.
Eye care benefits are also included in all the plans. Tonik will cover $80 for your contact lenses or $100 for frames every 24 months. In addition, the Tonik Health Plans will pay $50 for an eye exam every 12 months.
Hey I would like to apply but cannot quite afford these Tonik plans. Do you have other recommendations for a 26 yr male in San Diego county? My employer had to drop my health benefits because she can no longer afford it!!
Do these plans offer coverage for a long hospital stay? I have heard good things and I am thinking of getting a plan for my daughter but would like some more details.
Can someone in Florida get these Tonik Plans? Or are you only California based?
I may be looking to get Tonik for my kids who live with their mother in Vacaville (Sonoma County). If I am interested should I apply through the Tonik link in this blog post or call to speak with you over the phone?